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Understanding VA Loan Occupancy Requirements

Understanding VA Loan Occupancy Requirements

VA home loans offer valuable financing benefits to eligible Veterans, service members, and certain surviving spouses, but they are generally intended to help borrowers purchase or refinance a home for their own occupancy. That means you typically cannot u

May 13, 2025 | VA Loans

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why You Should Definitely Do a Pre-Settlement Walkthrough

You have made it through the mortgage process, the closing date is approaching, and you are almost ready to get the keys. Before signing the final paperwork, there is one more important step: the final walkthrough. Also called a pre-settlement walkthrough

May 06, 2025 | Purchasing a Home

The Pros and Cons of Buying a Historic House

The Pros and Cons of Buying a Historic House

Historic homes can offer distinctive architecture, craftsmanship, and a connection to the past that is difficult to recreate in newer construction. But owning an older property can also bring additional maintenance, insurance, renovation, and financing co

Apr 29, 2025 | Purchasing a Home

5 Tips for Buying a Home When Interest Rates are High

5 Tips for Buying a Home When Interest Rates are High

Higher mortgage rates can make buying a home feel more challenging, but the interest rate is only one part of the affordability equation. The price you pay, amount you borrow, loan structure, upfront costs, and overall housing budget can all affect what h

Apr 22, 2025 | Interest Rates

Why Hazard Insurance Matters When You’re Buying a Home

Why Hazard Insurance Matters When You’re Buying a Home

When buying a home with a mortgage, your lender will generally require proof of homeowners insurance before closing. You may also hear your lender or mortgage documents refer to this coverage as hazard insurance. Hazard insurance protects the property aga

Apr 15, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying your first home at a young age can feel like a major financial leap. You may wonder whether lenders will take your application seriously if you are in your late teens, 20s, or just beginning your career. The good news is that being young does not a

Apr 08, 2025 | Purchasing a Home