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Explaining the Mortgage Contingency Clause

Explaining the Mortgage Contingency Clause

Most homebuyers rely on mortgage financing to complete a purchase. But what happens if you sign a purchase contract and your financing does not come together as expected? A mortgage contingency, also called a financing contingency, may provide important p

Jul 29, 2025 | Purchasing a Home

The Changing Tides of the Housing Market

The Changing Tides of the Housing Market

The housing market continues to change, and available inventory is one of the most important trends for homebuyers to watch. More homes for sale can give buyers additional choices and potentially more negotiating room, but conditions vary significantly by

Jul 22, 2025 | Purchasing a Home

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Buying a vacation home can give you a place to escape, spend time with family, and enjoy a favorite destination throughout the year. But purchasing a second home involves more than finding the perfect beach condo, lake house, or mountain retreat. Before b

Jul 15, 2025 | Purchasing a Home

A Guide to Using a Home Equity Loan for an Investment Property

A Guide to Using a Home Equity Loan for an Investment Property

If you have built substantial equity in your home, you may be considering whether to put some of that equity to work. One strategy is using a home equity loan to help purchase an investment property. This approach can provide funds for a down payment, ren

Jul 08, 2025 | Refinancing a Home

Why Some Veterans Choose Conventional Loans Over VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

Eligible Veterans and service members often have an important mortgage decision to make: use the VA home loan benefit or choose conventional financing instead. VA loans offer significant advantages, but that does not automatically make them the best choic

Jul 01, 2025 | VA Loans

The Mortgage Revolution: How AI is Shaking Things Up

The Mortgage Revolution: How AI is Shaking Things Up

Artificial intelligence and automation are changing parts of the mortgage industry, but perhaps not in the futuristic way some headlines suggest. Technology can help lenders analyze information, verify data, assess risk, and streamline certain steps of th

Jun 24, 2025 | Purchasing a Home