Most homebuyers rely on mortgage financing to complete a purchase. But what happens if you sign a purchase contract and your financing does not come together as expected? A mortgage contingency, also called a financing contingency, may provide important p
Jul 29, 2025 | Purchasing a Home
The housing market continues to change, and available inventory is one of the most important trends for homebuyers to watch. More homes for sale can give buyers additional choices and potentially more negotiating room, but conditions vary significantly by
Jul 22, 2025 | Purchasing a Home
Buying a vacation home can give you a place to escape, spend time with family, and enjoy a favorite destination throughout the year. But purchasing a second home involves more than finding the perfect beach condo, lake house, or mountain retreat. Before b
Jul 15, 2025 | Purchasing a Home
If you have built substantial equity in your home, you may be considering whether to put some of that equity to work. One strategy is using a home equity loan to help purchase an investment property. This approach can provide funds for a down payment, ren
Jul 08, 2025 | Refinancing a Home
Eligible Veterans and service members often have an important mortgage decision to make: use the VA home loan benefit or choose conventional financing instead. VA loans offer significant advantages, but that does not automatically make them the best choic
Jul 01, 2025 | VA Loans
Artificial intelligence and automation are changing parts of the mortgage industry, but perhaps not in the futuristic way some headlines suggest. Technology can help lenders analyze information, verify data, assess risk, and streamline certain steps of th
Jun 24, 2025 | Purchasing a Home